Zero Debt: South Africa’s Leading Debt Solutions Provider

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  • Zero Debt is one of the leading debt solution companies in South Africa!
  • We protect your assets from repossession by credit providers.
  • We consolidate all your debt and you pay a lot less every month.
  • You determine what you can afford & retain sufficient funds for your living expenses.
  • We’ll also reduce all your current interest rates!
  • Free no-obligation debt assessments by our experienced consultants.
  • We can help you even if you are over-indebted, blacklisted or have a bad credit record.
  • We are fully compliant with National Credit Act & NCR registered.

This is what Zero Debt can do for you:

Below is an example of how we can reduce your monthly debt repayments into a single, consolidated repayment amount for all your debt. You determine what you can afford to pay!

Item Old Payment New Payment Reduction
Property Bond R 9,260.16 p/m R 6,853.26 p/m R 2,406.90 p/m
Vehicle Finance R 5,272.68 p/m R 3,385.92 p/m R 1,886.76 p/m
Unsecured Debt R 10,641.97 p/m R 2,401.34 p/m R 8,240.63 p/m
Total R 25,174.81 p/m R 12,640.52 p/m R 12,534.29 p/m

* The above table reflects one of our clients’ debt position – note that we can help you even if you do not have a property bond or vehicle finance.

We reduced this client’s monthly debt repayments by 49.8% from R25,175 to R12,640 thereby making cash of R12,535 per month available to him & his family! We also protected his assets from repossession and took control of all of his dealings with credit providers and their debt collectors.

So what are you waiting for? Complete our callback form and speak to one of our NCR registered debt consultants today!

Why Choose Zero Debt?

Zero Debt is a professional debt solution company with an impeccable track record and years of experience in assisting thousands of South Africans with their debt problems. We offer the complete range of debt solution services and provide our clients with the personal attention that their unique circumstances deserve.

1. You matter

We believe in providing our clients with the personal attention that they deserve. Join us today and we will assign an experienced debt consultant to your case who will accompany you throughout your entire journey to debt freedom.

2. The Extra Mile

Our entire team will be at your disposal and will go the extra mile to look after your interests. Whether it is protecting your assets, answering your questions or dealing with your credit providers, we’re ready to fight for you! And believe us, we’re really good at it!

3. The Best Deal

All our debt consultants are experienced in negotiating the best deal for you. We frequently deal with all the major credit providers and have had great success in reducing our clients’ monthly debt repayment amounts.

4. Easy Process

We follow an easy process to help create the most suitable debt plan for your unique circumstances and we’ll guide you through this process every step of the way!

5. Confidentiality

From the point of completing your free, no-obligation debt assessment, we’ll treat all your personal information with the utmost of confidentiality and we’ll never contact anyone aside from dealing with your credit providers.

6. Trusted Company

Zero Debt is 100% compliant with the National Credit Act and registered with the National Credit Regulator. We’ve been assisting over-indebted consumers for more than 5 years and are one of the most experienced debt solution companies in the industry!

Let us help you today. Why not speak to one of our debt consultants? Simply complete our Callback Form and a debt consultant will phone you back at your convenience!