Entries by siteadmin

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A credit provider has obtained a garnishee order against my salary. Can I include this account in my debt review application?

We cannot include any accounts in the debt review process where legal action has commenced.  It is therefore important that you apply for debt review sooner rather than later. If you already have a garnishee order against you, we can make provision for the monthly amount in your restructured debt plan.

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How does Zero Debt manage to lower my debt repayments? Why can’t I do it myself?

In terms of the National Credit Act, debt counsellors are allowed to lower your monthly instalments by extending your repayment periods and by lowering your current interest rates. We have extensive experience in dealing with a lot of credit providers and know the ins and outs of the process through practical experience – no one […]

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Opting for Debt Counselling

If you are feeling overwhelmed and feel that debt has taken over your life, don’t despair.
Download the below information pack which contains an info graphic that will give you a better idea of the debt counselling process and how we can we can help you obtain debt relief.

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Stuck in Personal Debt?

Stuck in Personal Debt? Daily lifestyle tweaks that will help! If you are trapped in personal debt, ignoring the problem won’t make it go away. Instead, it will only worsen your financial troubles. Many (if not most) of us are creatures of habit, and this applies to our daily spending as well. If we sit […]

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The dangers of using a credit card

The dangers of using a credit card Nowadays, credit cards are nothing out of the ordinary: many people even have a few of them. This reality is, of course, with good reason. It is true that a credit card offers many advantages. For example, it allows you to make large payments without the safety risk […]