Debt Free Blog

Be weary of reckless lending when applying for credit

The habit of reckless lending from major credit providers is still prevalent. We’ve seen this in the recent headlines with a well-known commercial bank going to court due to its multi loan practices and with other major financial institutions in the recent years. The consumer is unfortunately always at risk in these situations. If you …

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Why debt consolidation is the best option for over indebted consumers

Debt consolidation enables you to only pay what you can afford. Instead of having to pay a number of different credit providers each payment period, a debt consolidation company like Zero Debt can assist you by combining all your existing outstanding loans and liabilities into a single more affordable monthly repayment at a lower interest …

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What is debt review and how does it help over indebted consumers?

Debt review is a solution that is targeted at over indebted consumers who are struggling with their finances. The National Credit Act (NCA) introduced the debt rehabilitation program (debt review) to protect consumers from the damage that credit can do, especially as credit providers are so quick with handing out credit. This also gives consumers …

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Opting for Debt Counselling

If you are feeling overwhelmed and feel that debt has taken over your life, don’t despair.
Download the below information pack which contains an info graphic that will give you a better idea of the debt counselling process and how we can we can help you obtain debt relief.