I’ve learned my most valuable lesson in life not to engage in reckless credit or so, I will always be a friend to debt review as they have taken me to greater heights in life by saving my character life and reputation which was collapsing faster than I have known. I will highly recommend Zero Debt to those who are prey to others. Their team continue to help those who are in dire need and distress financially… may God extend your journey to greater heights. I’m feeling happier than happy today, tomorrow, so as everyday… in harmony and unity we all are… zeeeerrrooooooo debts!

Good day,

Thank you once again. I have to say that I am impressed by the excellent service you provide.

In 2009/2010 I made really bad financial decisions that landed me in a lot of debt. My debt amounted to more than R150 000. All my debt was mounting up and I was not in a position to pay my accounts as the company that I worked for got liquidated and I had to find other employment where I earned less than at my previous employer. I was financially ruined. I was receiving calls from creditors looking for payment all the time. They wanted to repossess my assets and blacklist me. This was extremely frustrating. I was in a really bad place in my life and the only thing that would relieved the pressure was going under debt review. There was no other way out.

I searched on Google for debt relief companies and came across Zero Debt. I contacted their offices and was informed of the procedure that I need to follow in order to be placed under debt review.

I complied as I had no other choice. The staff were very friendly and non-judgemental and they worked out a payment plan that was affordable for me. I never encountered any problems and it has been a smooth process with no complications or hassles.

A blessing in disguise when you go under debt review is that you are not allowed to purchase anything on credit until your debt is cleared. Personally, this experience has taught me that you can live without buying on credit and cash is really king. Whenever I needed to make big purchases, I had to save cash to do it and I was never able to do this before. I also know now that revolving credit is really bad for you. It is better to live without it.

Being under debt review for the past 5 years has been a humbling experience and now with a big sigh of relief all my debt has been cleared. I promise myself to never again ever buy anything on credit that I cannot afford and to stay away from credit cards and revolving credit.

I am now starting a new chapter in my life with absolutely no debt whatsoever! A clean slate. I would like to thank the team at Zero Debt for all their assistance in the past five years and for pulling me out of the giant financial hole that I created for myself.

It is a great feeling being debt free!

What can I say? The day I contacted Zero Debt was the best day of my life. Thanks for the assistance, the advice and the best for assisting me to be DEBT FREE.

Please forward my thank you to Chris and Natasha.

I do appreciate all the help since I joined.

Thank you for your kindness shown to my wife and I (and my son).

May I please share with you my first verse that I received from God in my Holy Bible given to me by my wife on our wedding day: It is 1 John 4:8 “He that loveth not knoweth not God; for God is love.”

Have a loveful day.

I would like to say to the Zero Debt team that I almost killed myself because of debts as the banks turned their backs on me.

The moment I found Zero Debt, I’ve got a reason to fight to pay all my debt. From now on, to me you are the debts doctor and a king of them all.

Good morning,

I would like to share my sincere and utmost appreciation to Mxolisi Dlamini for an amazing and professional service received. It was an absolute pleasure liaising with him. It clearly shows that he has passion for his work and compassion for people. Mr. Dlamini you deserve a bonus. I’m looking forward to being free knowing that everyone is paid and that I’m fine too. People in Durban are being robbed buy debt solution companies. I wish I did this sooner because I would have saved more people by referring them to Zero Debt and Mr. Dlamini. My apologise in advance cause those who don’t have access to the internet – I’m giving out your work cell number.

Thank you and kind regards.

We are totally over the moon and relieved that all our accounts are ZERO!!!

All the grey hairs are still there but no more debts.


Good day,

I would like to say thank you to Natasha Olivier for a job well done. She has been so helpful throughout out my debt review process. Which is usually a very uncomfortable process. I have dealt with a few consultants from your organisation, but Natasha has exceeded my expectations. She is truly a valuable asset to your organisation. lf more people could be like this our customer service experience would be so much better.

She is always willing to assist and her friendly nature and speedy responses made my experience pleasurable.

Thank you Natasha for all your help great work and thank you for making this process so pleasant. I really do appreciate all your assistance.

Good Afternoon,

I would like to thank everyone from your team who helped me to become the person I am today with my financial life, especially Chris for helping from day one when I was really feeling weak. Thanks again for your time and help.

Have a great afternoon.